about us

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"HFL’s management team has an excellent reputation within the mortgage, investment banking, rating agency and regulatory markets and has significant experience of creating and running innovative UK mortgage companies. We are proud of the team we have built up."
Tony Ward, HFL CEO

Tony Ward, Chief Executive

Tony has extensive experience in the mortgage and banking markets. As Chief Executive of award winning mortgage lender Britannic Money plc, Tony led the first lender to offer current account mortgages and pioneered the use of flexible mortgages in other types of lending in the UK. 

Tony has held various senior positions in international banking, treasury, foreign exchange and structured finance and was a founder and Group Treasurer of the Mortgage Funding Corporation plc - one of the UK's first mortgage securitisation companies, established by Kleinwort Benson.

He is a Member of both the Association of Corporate Treasurers and the Institute of Credit Management, is a Fellow of the Royal Society of Arts and is also a past Deputy Chairman of the Council of Mortgage Lenders and Chairman of the Intermediary Mortgage Lenders Association. He is currently Chairman of cross–industry Mortgage Funding Group.

Paul Rogers, Managing Director

Paul is the former Finance Director and Deputy CEO of Britannic Money plc. He has worked on many structured finance and securitisation transactions. His experience includes product design and implementation to corporate finance involving portfolio sales, purchases and whole business securitisations. Paul is a Fellow of the Institute of Chartered Accountants of England and Wales and is a Member of the Association of Corporate Treasurers.